1. General Information Only
R&Q Solutions LLC (R&Q) provides the data contained on this website and in related links for general information only. The information and data contained herein is based on sources we believe reliable, but we do not guarantee its accuracy, and it should be understood to be general insurance/reinsurance information only. R&Q Solutions makes no representations or warranties, express or implied with respect to such information. The information is not intended to be taken as advice with respect to any individual situation and cannot be relied upon as such. Please consult your insurance/reinsurance advisors with respect to individual coverage issues.

2. Forward-Looking Statements
Readers are cautioned not to place undue reliance on any calculation or forward-looking statements. R&Q Solutions undertakes no obligation to update or revise publicly any data, or current or forward-looking statements, whether as a result of new information, research, future events or otherwise. The rating agencies referenced herein reserve the right to modify company ratings at any time.

3. Tax, Accounting and Legal Matters
Statements concerning tax, accounting or legal matters should be understood to be general observations based solely on our experience as reinsurance brokers and risk consultants and may not be relied upon as tax, accounting or legal advice, which we are not authorized to provide. All such matters should be reviewed with your own qualified advisors in these areas.

4. No Reproduction Permitted
The website, or any portion of the information contain therein, may not be copied or reproduced in any form without the permission of R&Q Solutions, except that clients of R&Q Solutions need not obtain such permission when using information from the website for their internal purposes.

5. Intellectual Property
The trademarks and service marks contained herein are the property of their respective owners.

6. Services Offered
R&Q Solutions specializes in providing comprehensive, integrated outsourcing and run-off administration and technology and reinsurance systems solutions, as well as consulting services to insurers, reinsurers, and liquidators/regulators. R&Q Solutions owns and utilizes the FIRST System®, a proprietary ceded reinsurance processing system. FIRST (Fully Integrated Reinsurance Solutions Technology) is a robust application providing full reinsurance. R&Q Solutions is a wholly-owned subsidiary of Randall & Quilter Investment Holdings plc.